If you’re considering debt settlement as an alternative to bankruptcy, it’s important to look at the nature of your debts and make yourself aware of what can and can’t be settled through the PCA debt settlement program.
What Can Be Settled Through Debt Settlement?
That’s a great question!
The basic answer is that we can settle any and all unsecured debts. Unsecured Debts are things that aren’t guaranteed by collateral, or in other words, personal assets, such as your home. Other examples of unsecured debts might be:
- Credit card debt
- Store credit card debt
- Hospital bills
- Medical bills
- Unsecured personal loans
However, we unfortunately cannot settle secured debts like:
- Student loans
- Home mortgages
- Auto loans
- Tax bills
- Secured personal loans
If bankruptcy is staring you in the face, it’s important to speak to a debt settlement specialist first. Consider all your options before you make a decision. One of the ways we help people considering bankruptcy is by assessing their ratio of unsecured to secured debts, then giving honest guidance on if debt settlement is an option or not.
Dealing with debt on your own is a painful, overwhelming, and stressful process for many people. Often times people are confused about what they can even do with their debt and what their options are.
Many debts can actually be reduced, enabling you to pay back a portion of those debts over time, instead of the entire amount owed.
Working with the Debt Settlement team at Perfect Credit Again will let you breathe a little sigh of relief throughout the process. We negotiate with your creditors and credit card companies for you, allowing you to focus on building up your financial fitness to conquer the road ahead.
Free Consultation Request
If you are feeling suffocated by credit card debts, medical bills, hospital bills and/or unsecured personal loans, you don’t have to keep feeling that way! You can get financial freedom today! Call now at 866-722-9651 or click here to request more information on how you can get your debts settled and get back in control of your life!!