Perfect Credit Again

TAX & BUSINESS SERVICES

BUSINESS CREDIT

Open Doors For Your Business with an Unsecured Line of Credit

Determine your eligibility for trade credit or business credit cards by speaking with a PCA business credit advisor.

Small Business Owners say their most important Sources of Funding are:

*According to a Small Business survey conducted by the National Federation of Independent Business (NFIB)

Business Credit Cards

Business credit cards are the most commonly used form of financing for small business owners. Although there are some VERY rare exceptions, business credit cards will require a PG or Personal Guarantee.

Business credit cards, when the right ones are used and properly set up, allow you to separate your business credit from your personal credit.

“For every $1,000 spent on a business credit card there is an average corresponding increase of about $5,500 in annual revenues.”

trade credit

Trade Credit

Trade credit, also commonly known as vendor credit, is a line of credit issued by different companies and suppliers that offer revolving accounts only good with their business. Examples of these vendor-specific credit cards include: Home Depot, Office Max, Lowes, Chevron, Dell, and thousands of other vendors offering credit to businesses every day.

Trade Credit Benefits

  1. Better chance of loan approval
  2. Typically approved for higher dollar amounts
  3. Lower interest rates on loans and credit lines

When bank loans or credit lines are not available, trade credit can be a great source of building business credit and managing cash flow.

Bank Line of Credit

Usually ranging between $50,000-$100,000, unsecured bank lines of credit are harder obtain unless you already have excellent personal credit. The longer you are in business and the higher your (and all other owners’) credit scores are, the more likely you are to receive a line of credit, to draw from and use as needed for business purposes.

One of the most important elements of any company’s growth is the accessibility and availability of business funding. Whether you’re just getting your idea off the ground or you’ve saved up for years in hopes of expanding, partnering with PCA will put you on the path to success in business.

GET FUNDED. CALL PCA TODAY.

Please complete the form below.

available from 8:00am – 8:00pm EST

New York | 646-762-4402

Los Angeles | 310-750-1733

support@perfectcreditagain.com